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September 4, 2010
Rates

The Interest Rates on the chart below are accurate as of September 2, 2010 at 10:00 a.m. EST. Interest rates for our fixed rate mortgages are subject to change at any time without notice and may increase or decrease multiple times on a daily basis.

Fixed Rate Mortgages

Watertown Savings Bank services their mortgages in-house. That means it stays right here with us. And we truly believe that creates a better loan experience for you. Contact our loan department at (315) 788-7100 to take advantage of these great low interest rates. We'll get you a fixed rate mortgage that's tailored to your specific needs.

TermRate Interest Rate APR
25-30 Year Fixed 4.375% 4.406%
20 Year Fixed 4.250% 4.292%
10-15 Year Fixed 3.875% 3.929%

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Adjustable Rate Mortgages

Interest rates and loan terms indicated are updated weekly and are subject to change without notice.

Adjustable Rate Mortgage interest rates and terms apply to Primary Residence Only.

Term Interest Rate APR
1/1 Year ARM 4.000% 4.026%
5/1 Year ARM 4.625% 4.656%

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No Closing Cost Adjustable Rate Mortgages

Interest rates and loan terms indicated are updated weekly and are subject to change without notice.

Term Interest Rate APR
5/1 Year ARM 6.000% 5.997%

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No Closing Cost Home Equity Line of Credit

Interest rates and loan terms indicated are updated weekly and are subject to change without notice.

Term Interest Rate Loan Amount
5 Years - 20 Years 4.49% APR Fixed for first 3 years, then Prime + 1.00% thereafter $7,500.00 - $49,999.99
5 Years - 20 Years 3.99% APR Fixed for first 3 years, then Prime + 0.00% thereafter $50,000.00 - $125,000.00

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No Closing Cost Home Equity Loan

Interest rates and loan terms indicated are updated weekly and are subject to change without notice.

Term Interest Rate Loan Amount
5 Years Fixed 5.49% APR Fixed for 5 years $15,000.00 - $50,000.00

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