Watertown Savings Bank

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February 6, 2012

The Interest Rates on this page are accurate as of February 6, 2012 at 10:00 a.m. EST. All interest rates are subject to change at any time without notice.

Fixed Rate Mortgages

Watertown Savings Bank services their mortgages in-house. That means it stays right here with us. And we truly believe that creates a better loan experience for you. Contact our loan department at (315) 788-7100 to take advantage of these great low interest rates. We'll get you a fixed rate mortgage that's tailored to your specific needs.

Term	Interest Rate	APR
25-30 Year Fixed	3.875%	3.906%
20 Year Fixed	3.875%	3.914%
10-15 Year Fixed	3.375%	3.428%

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Adjustable Rate Mortgages

Term	Interest Rate	APR
1/1 Year ARM	4.000%	4.026%
5/1 Year ARM	4.250%	4.281%

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No Closing Cost Adjustable Rate Mortgages

Term	Interest Rate	APR
5/1 Year ARM	6.000%	5.997%

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No Closing Cost Home Equity Line of Credit

Term	Interest Rate	Loan Amount
5 Years - 20 Years	4.49% APR Fixed for first 3 years, then Prime + 1.00% thereafter	$15,000.00 - $49,999.99
5 Years - 20 Years	3.99% APR Fixed for first 3 years, then Prime + 0.00% thereafter	$50,000.00 and up

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No Closing Cost Home Equity Loan

Term	Interest Rate	Loan Amount
5 Years Fixed	5.00% APR Fixed for 5 years	$15,000.00 - $50,000.00

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