A conceptual photo of various tools like a paint brush, level, tape measure, wrench, etc. all in the shape of a house.

Home Equity Line of Credit (HELOC)


We can help you pay for life's major expenses.

 

Clicking Apply for a Loan will redirect you to the WSB Loan Portal login page. Simply establish a username and password to gain access to our loan portal. From there, you’ll be able to apply for your loan, upload required documents, and check the status of your application – all online.

 
Before starting the application, please download our loan checklist to ensure you have the documents you'll need.          HELOC Checklist
 

Have questions about your options?  Take a look at our helpful guide HELOC vs HELOAN - What's the Difference?


Loan Term Interest Rate
5 Years - 20 Years
5.99% APR Fixed for the first 3 years,
then adjusting to Prime thereafter.
Estimate Payment
*APR = Annual Percentage Rate.  All rates are accurate as of today and are subject to change without notice.
 
 
For more information or to speak with our personal lending staff, stop by our Lending Center, call us at (315) 836-8440,
or email PersonalLendingGroup@wsbny.com. We're always happy to help you.