Watertown Savings Bank

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HOME EQUITY LINE of CREDIT

For life's major expenses.

 
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Enroll in

SPARE CHANGE!

The easy way to save.

 
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E-Statements

Go paperless!

 

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    Your Bank for Good

    Your Bank for Good

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    Digital Banking

    Manage your money anytime, anywhere with our secure digital banking services.

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    Commercial Loans

    Boost your business with flexible commercial loans and financial services.

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    $pare Change

    Automate savings with $pare Change to easily grow your finances without the hassle.



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    Over $2 Million

    Since 2018, we've donated nearly $2,500,000.00 in financial support throughout the North County.

    WSB Giving Tree

    Giving back helps us all take a step forward!

    The WSB Giving Tree, much like an actual tree whose roots run deep, is a symbol of WSB’s longevity, strength, and stability.  Since 1893, our mission has been to support and strengthen our community and those who live in it.  We invite you to discover the many ways we continue our mission in supporting the North Country.

    HELOC vs HELOAN - What's the Difference?


    Take a look at our brief, but helpful overview of the different home equity products we offer.

     HELOC vs HELOAN

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    HELOC

    Home Equity Line of Credit

    A HELOC is a revolving credit line secured by the equity in a home, allowing homeowners to borrow against the available equity as needed.

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    HELOAN

    Home Equity Loan

    A HELOAN is a fixed-term loan secured by the equity in a home, providing a lump sum amount that is repaid with fixed monthly payments.