Happy young couple holding the keys to their new home.

Fixed Rate Mortgages


First-Time Homebuyers could be eligible to receive $20,000.00 in grant funds. 

Call today to learn more.  (315) 836-8440

*For qualified borrowers.  Funds to be used for down payment and/or closing costs.  Funds are limited. 
 
 
 
Before starting the application, please download our loan checklist to ensure you have the documents you'll need.         Mortgage Loan Checklist
 

Loan Amount Interest Rate APR*
Up to $806,500.00 5.750% 5.880%

*APR = Annual Percentage Rate.  All rates are accurate as of today and are subject to change without notice.  For a listing of fees associated with your mortgage, please see our Schedule of Fees
 
 
 
 
For more information or to speak with our personal lending staff, stop by our Lending Center, call us at (315) 836-8440,
or email PersonalLendingGroup@wsbny.com. We're always happy to help you.   WSB Mortgage Loan Originators

 
 
 
 
 
 
 
 
Loan Amount Interest Rate APR*
Up to $806,500.00 6.000% 6.104%

*APR = Annual Percentage Rate.  For a listing of fees associated with your mortgage, please see our Schedule of Fees
 
 
 
 
For more information or to speak with our personal lending staff, stop by our Lending Center, call us at (315) 836-8440,
or email PersonalLendingGroup@wsbny.com. We're always happy to help you.   WSB Mortgage Loan Originators
 
 
 

 
 
 
 
 
 
 
 
Loan Amount Interest Rate APR*
Up to $150,000.00 6.00% 6.078%
$150,000.01 - $200,000.00  6.125% 6.179%
$200,000.01 - $250,000.00  6.125% 6.166%
$250,000.01 - $500,000.00 6.125% 6.158%
$500,000.01 - $806,500.00 6.125% 6.143%

*APR = Annual Percentage Rate.  For a listing of fees associated with your mortgage, please see our Schedule of Fees
 
 
 
 
For more information or to speak with our personal lending staff, stop by our Lending Center, call us at (315) 836-8440,
or email PersonalLendingGroup@wsbny.com. We're always happy to help you.   WSB Mortgage Loan Originators