Older, mature couple smiling and embracing.

CD & IRA Accounts


Smart saving for the future.

Earn more than you would with a traditional savings account while avoiding the uncertainty of some other investment tools.

 

View  Deposit Rates


Certificate of Deposit
CD Account

A CD is the safe, secure way to earn more on your investment.

Individual Retirement

IRA Account

An IRA is a smart way to supplement your retirement savings.






 
 
 
Traditional IRA vs Roth IRA.

A traditional IRA is a deductible personal savings plan that can be used to build a substantial retirement fund with deferred taxes on both principal and accrued interest. Only earned income is eligible for an IRA.

The Roth IRA is a nondeductible IRA that offers tax free distributions. Tax-free earnings allow you to grow your savings at a faster pace than taxable investments. The money you withdraw is yours alone and doesn’t have to be included at tax time.













Have you heard about CD Account Registry Service (CDARS)?

CDARS gives you multi-million dollar FDIC insurance coverage on your CD, up to $50 million.

Learn more about CDARS