Shot of downtown Watertown, New York.

Privacy Policy


What Does Watertown Savings Bank Do With Your Personal Information?

Rev. Date 9/14

Why? Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you
how we collect, share and protect your personal information. Please read this notice carefully
to understand what we do. 
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social security number
  • Assets
  • Credit history
  • Account balances
  • Payment history
  • Transaction history
When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers’ personal information to run their everyday
business. In the section below, we list the reasons financial companies can share their
customers’ personal information; the reasons Watertown Savings Bank chooses to share;
and whether you can limit this sharing. 
Reasons We Can Share Your Personal Information Does Watertown Savings Bank Share? Can You Limit This Sharing?
For our everyday business purposes –
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes –
to offer our products and services to you		  No We Do Not Share
For joint marketing with other financial companies No We Do Not Share
For our affiliates’ everyday business purposes –
information about your transactions and experiences		 No We Do Not Share
For our affiliates’ everyday business purposes –
information about your creditworthiness		 No We Do Not Share
For our affiliates to market to you No We Do Not Share
Questions? Call toll free 1-800-870-8510

What We Do
How does Watertown Savings Bank protect my information?
To protect your personal information from unauthorized access and use,
we use security measures that comply with Federal law. These measures
include computer safeguards and secured files and buildings.
 
We also maintain other physical, electronic and procedural safeguards to
protect this information and we limit access to information to those employees for whom access is appropriate. 
How does Watertown Savings Bank collect my information? We collect your personal information, for example, when you
  • Apply for Financing
  • Open an Account
  • Deposit Money
  • Show Your Driver’s License
  • Use Your Debit Card
We also collect your personal information from others such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates’ everyday business purposes –information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and non-financial companies. Watertown Savings Bank does not share with affiliates.
Non‑Affiliates Companies not related by common ownership or control. They can be financial and non-financial companies. Watertown Savings Bank does not share with non-affiliates.
Joint Marketing A formal agreement between non-affiliated financial companies that together market financial products or services to you. Watertown Savings Bank does not jointly market.