WSB Municipal Bank

Commitment to our Community - Commitment to our Customers

WSB Municipal Bank, a wholly owned subsidiary of Watertown Savings Bank, provides quality banking products and exceptional service to our local cities, towns, villages and school districts to keep their funds invested within Jefferson County. Collateralization for all deposits is provided in accordance with New York State Comptroller guidelines and collateral is held by a third- party custodian.

For more information or to discuss how WSB Municipal Bank can provide financial solutions to meet your municipal needs, feel free to contact one of our branch locations nearest you or call:

Janessa Sparacino - AVP/CRA & Client Experience Officer    315-222-7281             

Amy Moore - EVP/CFO    315.222.7213 


Available services include:

Cash Management Services

WSB Municipal Bank offers Cash Management services at NO COST to our Municipalities. These services include ACH Origination, Image Statements, Image CD and Online Banking. Our user-friendly Online Banking product will allow you to view two-sided images, transfer funds between accounts and communicate directly with the bank in a secure fashion.


Municipal Financing

Financing Services such as Bond Anticipation Notes, Revenue Anticipation Notes, Tax Anticipation Notes, and Serial Bonds are provided through funding available at our parent bank, Watertown Savings Bank.


Savings and Investment Accounts

Municipal accountholders are able to capitalize on our competitive savings account rates as well as our flexible-term Certificate of Deposits.

A smart phone taking a picture of a check for mobile deposit.
Digital Banking

We Go Where You Go!

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