Checking & Savings

Personal Checking Products         See Our Deposit Rates

*Accounts are not eligible for Bounce Protection.  Learn more about Bounce Protection       

ATM and Debit Card limits may apply.   See our complete list of Fees & Service Charges                                             

All checking products include FREE

Traditional Checking Basic*Checking Student*Banking
Interest Bearing X icon X icon X icon
Minimum Account Deposit $25.00 $25.00
Monthly Service Charges None None None
Free ATM/Debit Card  Checkmark icon Checkmark icon
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Overdraft Balances Permitted  X icon X icon
X icon
Monthly Statements   Checkmark icon   Checkmark icon   Checkmark icon

Personal Savings Products           See Our Deposit Rates

Savings and Money Market Deposit Accounts are automatically issued as statement accounts.

Passbook accounts are available upon request.  See our complete list of Fees & Service Charges

Add any or all of the following products FREE        

Savings Account Money Market Deposit Account
Opening Deposit Amount $10.00 $10.00
Monthly Service Charges X icon X icon
Minimum Balance Required to Obtain APY $100.00 $100.00
Free ATM Card Checkmark icon Checkmark icon
Interest Bearing Checkmark icon
Checkmark icon 
ICS Available Checkmark icon
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A photo of children playing ball in the yard turned into your debit card with WSB's Debit by Design.
Create Your Own Debit Card

With Debit By Design

Woman taking photo of check with phone in cafe.
Mobile Check Deposit

Snap & deposit from anywhere