Commercial Deposit Accounts

Commercial Checking Accounts                          Checking Rates    Reorder Checks

Your business needs a checking account to keep up with its demands. Our Business Checking Account can help you stay a step ahead with no monthly maintenance fees or service charges. However, certain fees may apply. Please see our schedule of Bank Fees & Service Charges.
All Checking Products include FREE

Interest Bearing X icon
Minimum Deposit $100.00
No Monthly Fee Checkmark icon
Free ATM/Debit Card Checkmark icon
Overdraft Permitted X icon
Free Monthly Statement Checkmark icon

Commercial Savings Products                               Savings Rates    Reorder Checks

A great rate makes good business sense. A penny saved is a penny earned and then some. With a great interest rate your business funds can truly grow in our Business Savings Account. Please see our schedule of Bank Fees & Service Charges.
Add any or all of the following products FREE

Savings Account Money Market Account
Interest Bearing Checkmark icon Checkmark icon
Minimum Deposit
$10.00 $10.00
No Monthly Fee
Checkmark icon Checkmark icon
Free Debit Card
Checkmark icon Checkmark icon

Health Savings Account (HSA)                        Health Savings Rates    Reorder Checks

A Health Savings Account (HSA) combines high deductible health insurance with a tax-favored savings account. Different from other benefit products, HSA’s roll over from year to year. There is no “use it or lose it”. Interest is paid, and it is owned by you, not your employer. Your HSA contributions can be used to pay for a wide range of eligible medical expenses not typically covered by low deductible health insurance or other healthcare accounts.  Please see our schedule of Bank Fees & Service Charges.

Some Uses for your HSA
  • Standard medical services such as office visits and annual medical physicals
  • Prescriptions, health care products and some over-the-counter medicines
  • Preventive and restorative dental care, as well as orthodontia for children and adults

When you open an account, you’ll receive a FREE Watertown Savings Bank HSA Visa debit card that makes it easy for you to pay for qualified medical expenses. You have online access to account transactions, so keeping tabs on your medical spending is easy. Plus, the contributions you make to your account are tax-deductible while your earnings and qualified withdrawals are tax-free.

For more information about our Health Savings Account, contact or stop by any of our office locations and we would be happy to help you.

Health Savings Account
Interest Bearing
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Free Debit / ATM Card Checkmark icon
Free Checks
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Monthly Service Charges X icon
Annual Fees
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Set Up Fees / Service Charges X icon
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Digital Banking
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