Person sitting on couch using laptop for online bankingWe Have All The Tools You Need

Banking from home (or anywhere) has never been easier.  We offer many online and mobile products and services that let you to do your banking from anywhere at any time.


Direct Deposit is a great way to have your paycheck automatically deposited to your Watertown Savings Bank account. Plus, you save a trip to the bank. 


Online Banking lets you manage all your accounts from one central location.  Make payments; transfer funds; check your balance and transaction histories; search and view deposited checks and more.


Mobile Banking literally puts WSB in the palm of your hand. All the same features as our Online Banking but manage it all from your smartphone or tablet. 


You can also utilize the built-in Mobile Deposit feature and deposit a check to your account just by taking a picture of it without ever having to set foot in the bank.

Our Debit Card gives you the convenience of making purchases right from your checking account. You can also use it at the ATM machine to get cash when the bank is closed. 


With Virtual Debit Pay, you can store your WSB Debit Card right on your smartphone to make everyday purchases in app, in person or online.  Works with Apple PaySamsung Pay and Google Pay.


Money Tracker gives you a convenient, straight forward approach to taking charge of your finaces.  Get a complete picture of your saving and spending habits while setting financial goals.  Money Tracker is available for FREE and is located as a tab/menu item within our Online Banking and Mobile Banking platforms.


Stop getting paper statements!  E-Statements make it easy for you to receive FREE Electronic Statements just like the paper version you receive by mail.  You can view, download, print or save your monthly E-Statements right to your computer as a PDF.


Visit our Forms Library to gain access to all kinds of customer service forms, product guides and information.  We also have an extensive FAQ section on our website to help answer whatever questions you may have.  


We're here for you.  Contact us by email or phone or visit one of our branch office locations.


You can even give us a call after hours at 315-788-7100 and choose option #5

Monday-Friday from 4:30 pm - 9:00 pm              
Saturday & Sunday from 9:00 am - 5:00 pm


We recommend that you take advantage of our online and mobile products for the ultimate convenience in 24/7 account access.  They’re free and secure. 


We value our relationship with you and appreciate the trust you place in us as your local bank.  And while nothing can replace helping you in person, we want you to know that we’ve got you covered when making it to the bank just isn’t an option.